Yes, the payment has been instant for BIN (so I have no issue there other than not going to the checkout page), but I was primarily discussing the Auctions and Best Offer functions. As for the BIN not going to the checkout page, I have not personally experienced it not going to the checkout page, but as stated previously, have yet set in a default payment method. I have to say that many of eBay's recent changes and a few of the upcoming changes are not ones I am particularly fond over either.
Matt Kenseth card collection is nearing 50% with over 2300 different cards. Always looking for the missing remainders to get to 100% completion.