General Forum

This. 
I, too, collect Cubs and vintage. But I'm mostly a set collector. It's pretty painful to pay through the nose for a high number of a player you don't care about. But I do it, anyway. 
I do imagine that there are many like myself--both set and team. On eBay, I have saved searches for vintage Cubs team sets. But I'm always working on completing full sets, as well.

I do think that set builders are becoming less common with time because of short prints and other stuff. Too few people are willing to define the set for themselves.  
v3

ironfireman wrote:

I'm 50 yrs old and collect Cubs, HOF/Stars, Vintage, Oddball & Inserts. I've never put together a complete set, though have bought a few low dollars 1980s complete sets.

I'm deterred by complete sets because I don't want to shell out the $$$ for the vintage high number cards. I'm annoyed enough when I have to shell out $20+ for some no name Cubs player from the 60's I don't want that pain x20. I do know plenty of guys that put together complete sets though. I'd wager that all of collect their favorite team too.